Becky Clearwater

Mortgage Loan Originator

NMLS: 265282

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Recent Articles

Feb
22
2023
Create More Sales Opportunities from Every Listing
Did you know that you can mine additional sales opportunities from each of your listings? Here are five ways to develop qualified leads after you've put up your FOR SALE sign and posted the listing in the MLS (Multi Listing Service). Think of open houses as lead generators.Some agents...
Feb
22
2023
Homebuying Help: How Downpayment Assistance Programs Work
If lack of downpayment or funds for closing costs are the main hurdle to buying a home, a state or local downpayment assistance program may be the answer! Most states, counties, and cities offer assistance in the form of grants or no-interest loans to help home shoppers pay for these costs...
Feb
22
2023
FHA MIP Reduction Means More Savings For Homebuyers
GREAT NEWS, for savvy homebuyers! FHA Mortgage Insurance Premiums have just been reduced by .30% (30 basis points). Why is this such great news, you ask? Well, for starters, a lower MIP means more money for homebuyers! For the median FHA borrower purchasing a one-unit single-family...
Feb
15
2023
Top Trends in 'Barkitecture'
Pet-friendly features for dogs is a popular trend among today's homebuyers. The number of buyers interested in home features that help their furry family members feel more comfortable is growing. Here are four popular 'barkitecture' trends: Dog washing stations.These often...
Feb
15
2023
What's the Max Debt-to-Income (DTI) Ratio for a Mortgage?
Debt-to-income (DTI) ratio determines what mortgage you’re eligible for. So before getting pre-approved, your mortgage advisor will review your income and debts to help you understand where you currently stand.  In this article, we’re going to look at what a...
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