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Diversity Home Lending is local to Grants Pass but lends in the entire state of Oregon: Jacksonville, Ashland, Eagle Point, Cave Junction and beyond. Here is a complete list of our purchase programs:
FHA | Conventional | High Balance | Jumbo| FHA 203K | VA | USDA | Jumbo | EEM | PATH | Down Payment Assistance
We offer a wide range of loan products to suit various borrower backgrounds. Need an Oregon mortgage with a low down payment? The FHA has a minimum requirement of only 3.5%. The 203k product offers the same low down payment benefit, but with the funds for home renovation. Looking to upgrade a home with an energy-efficient touch? The EEM loan is available to allow not only for mortgage financing, but improvement funds for more sustainable living.
We are also proud to serve Oregon veterans with the VA guaranteed loan. Eligible borrowers can benefit from lower rates, lenient terms, and 100% financing - that's no money down. For more information about the VA loan or any other program, Contact Us.
Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their interest rates:
FHA Streamline | FHA Cash-Out | FHA 203K | VA Streamline | VA Cash-Out | USDA Streamline | Conventional | HELOC | Jumbo | HARP 2.0
Diversity Home Lending's refinance programs accomodate a number of homeowner goals. We can help you get new financing with flexible terms and quality service. If you want to receive cash from the equity in your home, inquire about our FHA or for eligible veterans, VA Cash-Out refinancing. To eliminate your mortgage insurance, ask about Conventional refinancing.
We are investing in the latest technology to ensure you have a quality, low maintenance experience with Diversity Home Lending. To get started, fill out our secure, online application by clicking Apply Now. Or to ask about how we help Oregon homeowners with mortgage down payment assistance, click the graphic above.
NMLS Consumer Access: http://www.nmlsconsumeraccess.org/